International Mortgages

Lloyds TSB International provides investors with a successful and professional overseas mortgage service.

Their mortgages are designed for people planning to purchase property outside of their main country of residence for Buy to Let, investment and second / holiday home purposes. They can provide mortgages for owner occupation in Hong Kong and Singapore, but not in other countries.

• Features and benefits:
• They offer mortgages for properties within the following 11 jurisdictions: Great Britain, Spain, France, Portugal, New Zealand, Dubai, Hong Kong and Singapore, with selected locations in Australia, Canada and the USA
• Available in major currencies: Sterling, US Dollars, Euro, Australian Dollars, New Zealand Dollars, Canadian Dollars, Japanese Yen, Swiss Franc, Hong Kong Dollars and Singapore Dollars (The currency of the mortgage must match either the local currency of the property location or the currency of the applicants main income)
• Competitive interest rates
• Free Decision in Principle
• All paperwork is provided in English

• Risks and commitments:
• Your client's home may be repossessed if they do not keep up repayments on their mortgage
• Changes in the exchange rate may increase the Sterling equivalent of your client's debt
• Product fees and early repayment charges apply
• Lending is at the Bank’s discretion and your client must be 18 or over to apply. Security will be required.
• These products and services are not targeted at, and are not available to, residents of jurisdictions where it is unlawful for Lloyds TSB to offer them

For more information on the Lloyds TSB International mortgage range, please speak to your BDM.