Buy to Let Mortgages

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Buy to Let Fixed

5.49% 2 Year FixedCode: JIH
Rate Features
  • 5.49% until 01/10/2012
  • then Bank of England Base Rate +4.34% for the life of the loan (currently 4.84%)
  • The overall cost for comparison is 5.2% APR
  • Rental Calculation 125% @ Payrate
  • 10% overpayment facility per annum;
Loan To Value (Max: 75%) Early Repayment Charges Product Fee
  • 75% £1k - £1m
  • 3% of the amount being repaid to 01/10/2012
  • 1.25% of loan
 
5.99% 3 Year FixedCode: JII
Rate Features
  • 5.99% until 01/10/2013
  • then Bank of England Base Rate +4.34% for the life of the loan (currently 4.84%)
  • The overall cost for comparison is 5.4% APR
  • Rental Calculation 125% @ Payrate
  • 10% overpayment facility per annum;
Loan To Value (Max: 75%) Early Repayment Charges Product Fee
  • 75% £1k - £1m
  • 3% of the amount being repaid to 01/10/2011
  • 2% of the amount being repaid to 01/10/2013
  • 1.25% of loan
 

Available to existing Birmingham Midshires customers only.

Buy to Let customers must not have had more than 1 months' arrears in the last 12 months on their Birmingham Midshires mortgage account, and must not currently be in arrears.

A product transfer procuration fee will only become payable if the existing Birmingham Midshires account has been open for over 6 months. Full payment of Early Repayment Charges is required before a Product Transfer application can be completed. These will need to be paid in full and cannot be added to the mortgage balance.

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